Experienced credit professional working in forward facing client positions throughout entire career seeks a career opportunity to utilize my skills. Fourteen years of mid-senior management experience in credit, risk, portfolio, operations and collections management. Proven track record of results through improvements in efficiency and responsiveness. Strong problem-solving and decision-making skills.

PROFESSIONAL EXPERIENCE
Key Equipment Finance, Downers Grove, IL (2004-2008) Vice President – Director of Credit Direct report to Chief Risk Officer. Began as Credit Manager for the Construction & Industrial division inheriting a portfolio of $40 million, growing it to $200 million. Promoted to Director of Credit in 2005 to manage and oversee growth of the Commercial Vehicle division from $350 million to $1.1 billion. Instrumental to the design and development of policies and procedures. Credit authority of $1 million.

• Recruited, trained and managed a staff of 16 professionals, including 2 managers
• Supported 40 sales personnel with direct client contact
• Maintained portfolio analysis on 26,000 accounts
• Routinely visit vendors and manufacturers to discuss opportunities in addition to attending trade shows, while obtaining subject matter expertise
• Successfully transitioned credit scoring and reduced response times from days to less than 2 hours on average
• Significantly improved efficiency in a client focused manner to review 30,000 applications annually
• Exhibited strong risk principles with clean audit ratings, while achieving reduced delinquencies to 1.50% over 30 days